About Swift Cap

A private lender
built around operators.

Swift Cap funds small and mid-sized businesses up to $5M+ in under 24 hours. We're not a marketplace, not a broker, not a bank. We're the lender — direct capital, direct decisions, direct relationships.

Why we exist

The bank's box is broken.

We started Swift Cap because too many real businesses — profitable, growing, well-run — were being told no by institutions that never bothered to look past a credit score.

We underwrite the operator and the business in front of us. We move at the speed the work demands. And we offer Sharia-compliant structures because faith should never be the reason a great business can't grow.

You'll talk to a real person on the first call, on the funding call, and every call after. That's the entire promise.

$5M+
Max Deal Size
24 hr
To Fund
100%
Private Capital
0
Middlemen
What we believe

Our principles.

Speed is a service

Time is the most expensive thing a business owner has. We treat it that way.

Care more deeply

We talk to operators like operators — clearly, directly, with respect.

Transparent always

No hidden fees. No surprises. The number you sign is the number you pay.

Faith and finance can coexist

Murabaha and Ijara are core products, not afterthoughts. Faith never costs you growth.

Let's get to work.

A real conversation. A real decision. Real capital. In 24 hours.

Apply for Funding

Made with Emergent